11 U.S.C. § 1301 — Stay of action against codebtor

(a) Except as provided in subsections (b) and (c), after the order for relief under this chapter, a creditor^* may not take action, or start or continue a civil action, to collect all or part of the debtor’s consumer debt^* from an individual who is liable for the debt^* with the debtor^* or who secured the debt. This prohibition does not apply if—

(1) the individual became liable for or secured the debt in the ordinary course of the individual’s business; or

(2) the case is closed, dismissed, or changed into a case under chapter 7 or 11 of this title.

(b) A creditor may present a negotiable instrument and may give notice that the instrument was dishonored.

(c) On request by a party in interest and after notice and a hearing, the court must grant a creditor relief from the stay under subsection (a), to the extent that—

(1) as between the debtor and the individual protected by subsection (a), that individual received the consideration for the creditor’s claim^*;

(2) the debtor’s filed plan proposes not to pay the claim; or

(3) continuing the stay would irreparably harm the creditor’s interest.

(d) Twenty days after a request under subsection (c)(2) for relief from the stay is filed, the stay ends as to the party in interest that made the request, unless the debtor or an individual liable for the debt with the debtor files and serves that party with a written objection to taking the proposed action.