11 U.S.C. § 342 — Notice

(a) Whenever a bankruptcy case starts, appropriate notice must go out about the order for relief, including to anyone holding a "community claim^*."

(b) Before an individual whose debts are mostly consumer debts files a case, the court clerk must send that person written notice covering: (1) a brief description of (A) chapters 7, 11, 12, and 13 — their general purpose, benefits, and costs — and (B) the kinds of help available from credit counseling agencies; and (2) statements that (A) knowingly and fraudulently hiding assets, or making a false oath or statement under penalty of perjury, in a bankruptcy case can lead to fines, imprisonment, or both, and (B) the Attorney^* General can examine all information the debtor^* supplies in the case.

(c)(1) Any notice the debtor must send a creditor^* — under this title, a rule, other applicable law, or a court order — must include the debtor's name, address, and the last 4 digits of their taxpayer identification number; but if the notice concerns an amendment that adds a creditor to the schedules, the debtor must include the full taxpayer identification number in that creditor's notice, while the copy filed with the court still shows only the last 4 digits. (2)(A) If, within the 90 days before a voluntary case starts, a creditor gave the debtor its current account number and its preferred mailing address in at least 2 communications, then any notice the debtor must send that creditor must go to that address and include that account number. (B) The same rule applies even if sending those communications would otherwise have violated nonbankruptcy law, as long as the creditor supplied that account number and address in its last 2 communications.

(d) In a chapter 7 case where the debtor is an individual and the "presumption of abuse" arises under section 707(b), the clerk must give written notice to all creditors, within 10 days after the petition is filed, that this presumption has arisen.

(e)(1) In a chapter 7 or 13 case with an individual debtor, a creditor may, at any time, file with the court and serve on the debtor a notice of the address it wants used for notices in that case. (2) Any notice due to that creditor more than 7 days after the court and the debtor receive that address notice must be sent to that address.

(f)(1) An entity^* may file a notice of address with any bankruptcy court — to be used by all bankruptcy courts, or by particular ones it names — for notices in every chapter 7 and 13 case pending in those courts where that entity is a creditor. (2) In any chapter 7 or 13 case, any notice due to that entity more than 30 days after that address notice is filed must go to that address, unless a different address is later specified for that particular case under subsection (e). (3) The entity may withdraw that address notice at any time.

(g)(1) A notice given to a creditor in any way other than as this section describes (not counting this subsection) is not effective until it actually reaches that creditor's attention. If the creditor has designated a person or unit to receive these notices, and has reasonable procedures for routing notices there, then such a notice does not count as reaching the creditor's attention until it reaches that person or unit. (2) A creditor cannot be fined for violating the automatic stay under section 362(a) (including a fine under section 362(k)), or for failing to comply with section 542 or 543, unless the conduct violating the stay or failing to comply happened after the creditor received notice — effective under this section — of the order for relief.