29 U.S.C. § 1183 — Guaranteed renewability in multiemployer plans and multiple employer welfare arrangements

A group health plan that is a multiemployer plan or a multiple employer welfare arrangement may not deny an employer whose employees are covered by the plan continued access to the same coverage or different coverage under the plan, except for any of these reasons: (1) The employer did not pay its contributions. (2) The employer committed fraud or intentionally misrepresented an important fact. (3) The employer did not comply with important plan provisions. (4) The plan is stopping all coverage in a geographic area. (5) The plan provides benefits through a network plan, no individual enrolled through the employer still lives, resides, or works in the network plan’s service area, and the plan applies this rule uniformly. It may not apply the rule based on employers’ claims experience or on a health-status factor relating to those individuals or their dependents. (6) The employer failed to meet the terms of an applicable collective bargaining agreement; failed to renew a collective bargaining or other agreement that requires or permits contributions to the plan; or failed to employ employees covered by such an agreement. This section uses the terms “group health plan,” “multiemployer plan,” “multiple employer welfare arrangement,” “material,” “network plan,” “service area,” “claims experience,” “health status-related factor,” and “collective bargaining agreement.” This section does not define those terms.