6 U.S.C. § 444 — Definitions

(1) Qualified anti-terrorism technology -- This means any product, equipment, service (including support services), device, or technology (including information technology) that was designed, developed, changed, or bought specifically to prevent, detect, identify, or deter acts of terrorism, or to limit the harm they cause -- and that the Secretary^* has officially designated as such.

(2) Act of terrorism
(A) The Secretary decides what counts as an "act of terrorism," based on the requirements in (B), which the Secretary further defines and specifies.
(B) An act meets these requirements if it:
(i) is unlawful;
(ii) causes harm to a person, property, or entity in the United States -- or, for a domestic United States air carrier or a United States-flag vessel (including a vessel mainly based in the United States that pays U.S. income tax and carries U.S.-regulated insurance), harms them even outside the United States; and
(iii) uses or tries to use weapons, instruments, or other methods meant to cause mass destruction, injury, or other harm to citizens or institutions of the United States.

(3) Insurance carrier -- This means any corporation, association, society, order, firm, company, mutual, partnership, individual group of people, or other legal entity that provides commercial property and casualty insurance. It also includes any affiliates of a commercial insurance carrier.

(4) Liability insurance
(A) This means insurance for legal liabilities the insured owes because of:
(i) loss of or damage to someone else's property;
(ii) resulting lost income or extra expense from that loss or damage;
(iii) bodily injury to people other than the insured or its own employees; or
(iv) loss resulting from another party's debt or default.

(5) Loss -- This means death, bodily injury, or loss of or damage to property, including business-interruption loss.

(6) Non-Federal Government customers -- This means any customer of a Seller that is not a U.S. government agency^* or instrumentality with authority under Public Law 85-804 (50 U.S.C. 1431 and following) to indemnify its contractors against third-party claims in certain circumstances. This includes, but isn't limited to, state^* and local authorities and commercial businesses.