42 U.S.C. § 18044 — Level playing field

(a) In general If a private insurer sells a health plan, and a CO-OP plan under section 18042, or a multi-State plan under section 18054, is not subject to some federal or state law listed in subsection (b), then the private insurer's plan is not subject to that law either, no matter what any other law would otherwise say. (b) Laws described This rule covers federal and state laws about: guaranteed renewal; rating; preexisting conditions; non-discrimination; quality improvement and reporting; fraud and abuse; solvency and financial requirements; market conduct; prompt payment; appeals and grievances; privacy and confidentiality; licensure; and benefit plan material or information.