15 U.S.C. § 1692b — Acquisition of location information
submitted 49 years ago by Pub. L. 90-321 to r/title-15-COMMERCE-AND-TRADE · 213 words · no verdicts yet
This section addresses Acquisition of location information. It sets out the definitions, duties, permissions, limits, or procedures stated in the section.
Any debt collector* communicating with any person other than the consumer* for the purpose of acquiring location information* about the consumer must— (1) identify himself, state* that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer; (2) not state that such consumer owes any debt*; (3) not communicate with that person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information; (4) not communicate by post card; (5) not use any language or symbol on any envelope or in the contents of any communication* effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and (6) after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to communication from the debt collector.
Any debt collector* communicating with any person other than the consumer* for the purpose of acquiring location information* about the consumer shall—
identify himself, state* that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer;
not state that such consumer owes any debt*;
not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;
not communicate by post card;
not use any language or symbol on any envelope or in the contents of any communication* effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and
after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to communication from the debt collector.
Source credit: (Pub. L. 90–321, title VIII, § 804, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 876.)
- 1977Enacted · Pub. L. 90-321 · 91 Stat. 876
A history note hasn’t been published yet. The record shows enactment by Pub. L. 90-321 on 1977-09-20.
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